Back up your High Sierra installation to Time Machine before you even consider installing macOS Catalina. The latter no longer supports 32-bit applications and may require newer versions of some applications that you currently use on High Sierra. I recommend that you download the free Go64 application. It will tell you what you have that is still 32-bit and incompatible with an upgrade to Catalina which only supports 64-bit applications. For those 32-bit applications found, check with their vendors for 64-bit versions that are known to be compatible with macOS Catalina. That may incur new purchase/upgrade expenses in some cases.
You can get the full macOS Catalina 10.15.7 installer from How to download and install macOS - Apple Support which will download the installer into your Applications folder and probably automatically launch it prompting you to continue the installation.
Catalina is the oldest operating system still supported by current browsers from Firefox, or Brave which provide current Internet security protocols.