Need clarification on Apple Cash: 'regular restriction'

You’ve been debanked. De-banking, more commonly spelled debanking, also known within the banking industry as de-risking, is the closure of people's or organizations' bank accounts by banks that perceive the account holders to pose a financial, legal, regulatory, or reputational risk to the bank.

This is a fairly common occurrence with major banks and banks offering Person-To-Person transfers. Banks are restricted by federal banking regulations from disclosing much of the information.

Funds will be transferred to your states unclaimed funds account in 6 months to 2 years depending on your state’s regulations. It’s covered in your terms and conditions.

https://applecash.greendot.com/termsconditions/