I sent an Apple Cash payment and I need to cancel it

I sent a payment through Apple Cash on my phone and the person to receive the money cannot pull it up. I need to refund it so I could try a different method. How do I do that?

iPhone 12 Pro Max, iOS 18

Posted on Mar 13, 2025 8:49 AM

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Posted on Mar 13, 2025 8:56 AM

If the recipient hasn’t accepted the transfer you can cancel the transfer. Either tap the transaction in the Messages app or the Wallet app and follow the prompts. If cancel doesn’t show, the recipient has accepted the transfer and it is too late. The funds will be available in your account in 1 to 3 business days.

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Question marked as Top-ranking reply

Mar 13, 2025 8:56 AM in response to charli279

If the recipient hasn’t accepted the transfer you can cancel the transfer. Either tap the transaction in the Messages app or the Wallet app and follow the prompts. If cancel doesn’t show, the recipient has accepted the transfer and it is too late. The funds will be available in your account in 1 to 3 business days.

Mar 13, 2025 9:20 AM in response to charli279

charli279 wrote:

Just wanna make sure I understand so I can actually delete the message in my messages and the money will be there in 1 to 3 business days?

No. You can only cancel the transaction if the recipient has not received it yet. That is done by finding the transaction on your Apple Cash card. When sending Apple Cash, it should only be done to someone you know as the only way to refund the money after it has been accepted is by asking them for the money back. It is a private transaction between 2 parties and since you should know this person, it would not be a problem having them send you the money back. More information is available here with the steps to cancel when the recipient has not received it.


  • Apple Cash person-to-person payments are like any other private transaction between two people, so only send and receive money with people you know.

Send and receive money with Apple Cash - Apple Support

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I sent an Apple Cash payment and I need to cancel it

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