How do I dispute a non-recent transaction?

I found an Apple Pay recurring payment on my CC bill that I need to figure out the details of. The problem is that because I used Apple Pay frequently, it doesn't show up in "recent transactions" when I try to find and dispute the charge. How can I access slightly older transactions to get more information?

MacBook Air 13″, macOS 14.3

Posted on Mar 15, 2025 7:55 AM

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Posted on Mar 15, 2025 8:11 AM

Apple Wallet is updated, when transactions occur, by the bank that issued the payment method. Most banks only show recent transactions of up to 30 days. Beyond that, you’ll need to review the recent monthly statements offered by the issuing bank. Sorry.


Apple Pay transactions are anonymous to Apple. The encrypted financial and personal information is shared from your iPhone to the merchant, the merchant’s credit card processor, payment network operator (Visa, Mastercard etc.) and your bank. Only the bank has the key to decrypt the data. What you see in Wallet app is encrypted, and sent to your iPhone, which has a key.

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Question marked as Top-ranking reply

Mar 15, 2025 8:11 AM in response to BobMontgomery3

Apple Wallet is updated, when transactions occur, by the bank that issued the payment method. Most banks only show recent transactions of up to 30 days. Beyond that, you’ll need to review the recent monthly statements offered by the issuing bank. Sorry.


Apple Pay transactions are anonymous to Apple. The encrypted financial and personal information is shared from your iPhone to the merchant, the merchant’s credit card processor, payment network operator (Visa, Mastercard etc.) and your bank. Only the bank has the key to decrypt the data. What you see in Wallet app is encrypted, and sent to your iPhone, which has a key.

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How do I dispute a non-recent transaction?

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