Setting payment method to none on Apple Account
I want to set my payment method to None
[Re-Titled by Moderator]
Original Title: m
MacBook Air 13″, macOS 10.15
You may not have that option if you have an unpaid balance, active subscription, use a family sharing plan, or a subscription that is cancelled but has not expired yet. Review the information provided here from removing cards, and it also has a link to Contact Apple directly if needed.
Remove a payment method from your Apple Account - Apple Support