Face ID not working after updating latest IOS on my Apple iPhone 14

i updated latest iOS on my Apple 14 phone

now Face ID doesn’t recognise me and now locked me out of banking apps etc

I have tried everything -allows me so far with passcode but won’t allow me to change setting of Face ID without Face ID first

I have an appointment with Apple genius soon but then that takes me away from familiar place and I don’t want to master reset

anyone have any ideas apart from the ones already tested and failed even Apple support couldn’t help !