So Apple have just launched their creative flexible financing. I am interested in buying an Apple Mac Studio, however everytime I get to the checkout there is no option to choose financing, only credit card, apple pay, or paypal. Is it just me or has it not yet reached the UK, despite it being displayed on their website and including all the different mac computers?
Just to update on this matter. After experimenting with items on the Apple site and then going to checkout, there is apparently a cap on the value of items that qualify for flexible financing. Once you hit £5,000 the option disappears, so unless you go for a base spec Mac Studio Ultra there is no option to spread the payments with the new Flexible Financing, at least for now.
Just to update on this matter. After experimenting with items on the Apple site and then going to checkout, there is apparently a cap on the value of items that qualify for flexible financing. Once you hit £5,000 the option disappears, so unless you go for a base spec Mac Studio Ultra there is no option to spread the payments with the new Flexible Financing, at least for now.
the old program was offered by Barclays Bank. It allowed you to spread your payments over time, according to a schedule acceptable to Barclays. After you applied and were approved, they gave you something strongly resembling a credit card with [no added interest] payments over time.
IF and ONLY IF you made each and every payment in full and in time, there was no interest added.
If you missed, they charged interest from day one, at typical rates for credit cards.
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The new program does not appear to be a credit card, but more of a line of credit account. Its entry page is here. Examples on this page are all iPhone examples, but ignore that.
iPhone Upgrade Programme - Apple (UK)
Read, then click the (Explore financing offers) to learn details, including offers for Macs and iPads.
it looks like Mac over 6 to 12 months can still be had for 0 percent interest, PROVIDED you never miss a payment.
The terms have some complexity. Be sure to read and understand.
There are also terms for restarting with a new device, by turning in your [working] old device.
Trade Press suggests the program started 30 January, so you may just be seeing it slow to actually get going.
<<"Try again later">>
Thanks Grant. I've read up on the scheme and the 0% options are attractive. However there does not seem to be any way (at least when I tried) to choose this option at checkout when ordering a Mac Studio. I've contacted Apple and so far they haven't come up with an explanation or solution. I can only assume it's not quite embedded yet (it's quite a recent thing) or there is something peculiar to me that is preventing that option appearing. Definitely not credit related so I am somewhat puzzled.
Simon
Ouch, that was certainly not obvious from the documentation I saw.
Does the new Creative Flexible Financing work yet in the UK when purchasing Apple computers?
