you appear to have several different file sharing and file serving services installed.
File providers:
[Loaded] Dropbox - /Applications/Dropbox.app
[Loaded] OneDrive File Provider - /Applications/OneDrive.app
Share services:
[Loaded] Secure Client - /Applications/AnyConnect.app
[Loaded] Dropbox Transfer - /Applications/Dropbox.app
[Loaded] OneNote - /Applications/Microsoft OneNote.app
Next on the list of resource hogs is Non-native File Sync-ers. Dropbox, BackBlaze, OneDrive, Carbonate, or Google drive and others are in this category. Since they were ported from that other OS environment, they IGNORE the Mac File System Event Store (that could tell them EXACTLY what folders have changed recently).
Onstead, they do a a Brute-force read of all your files, and all the files stored on their drive on the Internet. This punishes the ability to get any data (including speed test data) through their enormous and frivolous file reading and re-reading.
They are also 'on the phone' checking and re-checking the synced file stored on the internet. Between constant scanning and constant Internet access, this uses a LOT of resources -- far more than Apple-native File-Syncers like iCloud. Running File-Syncers when not actually needed still consumes a lot of computer resources. You should NOT be launching these at Startup, but instead launch only when needed, and quit when Sync-ing is complete.
Backup-to-the-Web Utilities are also in this category. Your backup should be on a local drive, not on the web. If you question this, just ask.
NB>> if you allow this to launch at LOGIN, they will punish BOTH your file system and your internet performance.
settings > general > Open at login ...
sleet and REMOVE each of the items found here.
(Then they will launch their background tasks later, when you invoke them, and not otherwise)