MacBook Air: When to buy? Which model?

I’m considering upgrading from an iPad Air M2 to a MacBook.

The question is, “When do I jump in?”

Every year a new Apple device comes in (new iPhones every year, six months after I bought my iPad Air M2, a new iPad Air was released).

This yearly release of new MacBooks, Mac desktops, iPads, iPhones makes me wonder. I’m considering upping my game by transitioning out of the iPad platform and back into a MacBook arena. My last laptop was a PowerBook G4 from 2004.

In 2014, I got an iPad Mini 2 from Verizon since buying it from Verizon was finacially feasible, I migrated from the PowerBook to an iPad. After 12 years using a series of iPads (Mini 2, Pro [first gen], and currently Air M2) and seeing that the Neo was financially feasible, I'm thinking of returning back to the 'Book' platform.

Yeah, the Neo is affordable. But, looking at how much more robust and capable an M4 or M5 MB Air is, I'm considering one of those (even though they're pricier).

But, here's the hitch: as I stated earlier, it seem that a new Apple device comes out every year. So, it seems inevitable that a few months after I pick up a MB Air M4 or M5, Apple will come out with an M6.

I'm certain many of you have come across a similar situation that soon after buying your Mac or MacBook, Apple comes out with a next generation model.

So, the questions become "When should I buy a MacBook Air? Which one?"