I have just checked out your temperature of 87°C which equates to 188°F!
Mine never reaches that sort of temperature unless I am doing something extremely intensive.
You are concerned about Spotlight.
I turned mine off a couple of years ago when I discovered it was writing nearly 100 GB of data daily, thus reducing the life of my drive dramatically.
The weird thing is that although Activity Monitor/Disk showed the data being written, there was no trace of it on the SSD . . . almost as though it was being erased as soon as it was written.
So I turned off Spotlight in System Settings.
To do this I deselected everything in Spotlight and then scrolled down to the bottom right and clicked on "Search Privacy . . . " when a window will open.
You then need to add every drive (including the internal) that you have connected to the Mac so that Spotlight will never try to index them.
