User profile for user: Hendu4672
Hendu4672 Author
User level: Level 1
8 points

Apple lease program

Apple lease program doesn't allow you to use a credit card other than Apple's. They should be upfront about that. Don't make me go through this whole process just to pull the rug out at the end. And now Klarna has all my info. You might say - just get the free apple card. But I shouldn't need to. What a waste of a good program.

Posted on Sep 14, 2026 9:35 AM

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User profile for user: Mac Jim ID
Mac Jim ID
Community+ 2026
User level: Level 10
95,454 points

Posted on Sep 14, 2026 10:51 AM

I think you are confusing a couple of different programs.

  • The Apple Upgrade program is managed through Klarna, not Apple, where you can use any payment method you want to make those monthly payments for an iPhone lease with upgrade options.
  • The AppleCard offers interest free payments over 24 months for purchase of an iPhone where you own that device.
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Question marked as Top-ranking reply
User profile for user: Mac Jim ID
Mac Jim ID
Community+ 2026
User level: Level 10
95,454 points

Sep 14, 2026 10:51 AM in response to Hendu4672

I think you are confusing a couple of different programs.

  • The Apple Upgrade program is managed through Klarna, not Apple, where you can use any payment method you want to make those monthly payments for an iPhone lease with upgrade options.
  • The AppleCard offers interest free payments over 24 months for purchase of an iPhone where you own that device.
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Apple lease program

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