Problem adding money to Apple Cash

Since the latest iOS iPhone update I've had a weird problem with Apple Cash. Before I could just open Wallet, open Cash, and three dots would appear - which I used to add money. Now those three dots are gone, and the only way I can add money to Apple Cash is through Settings/Wallet/Apple Cash/Add money. Anyone have an idea why? I do have an older phone, but adding cash had been easy up until now.