mhb wrote:
...I'm starting to think that they way I function in 2026 -- not just the browser -- is just going to require a lot more disk space for "System Data" than six years ago...
Again, "System Data" is just a catch-all for stuff Spotlight doesn't assign to a specific category. Spotlight itself is not perfect. On my work Mac, the cloud storage service we use keeps a local cache of 200 GB, and Spotlight adds that to the Applications total.
But it's very likely that you're going to require more storage today than you needed 6 years ago, and even more 6 years from now. That's the way technology works.
This is Get Info on a RAW image from my camera:

One picture, it's a 28 MB file. This is the type of Mac that I used from 1987 to 1993:

The red box highlights that instead of the base model with two floppy drives, I sprung for the upgraded model with a 20 MB hard drive. What could store an operating system, lots of applications and thousands of files decades ago couldn't hold a single picture that I take today.
The alternative is getting a software program to help, which can be a bit of a crapshoot if you're not familiar with these and some are dodgy.
What you need to manage are the things you can easily manage – photos, videos, music, email and text message attachments, etc. Trying to manage cache files, profiles, etc., is a useless exercise in frustration.
Since you cannot add internal storage to most Macs, buy more than you think you'll need at the outset. Then manage as you go. I have a 227 GB Photos Library and 300 GB of 'Documents' (of which 150 GB is actually my iMovie Library, and a lot of the rest are RAW images, which Spotlight calls documents not photos). Most or all of that could be moved to external storage. For example, I only keep a couple years of RAW images on my Mac, the several hundred GB of older ones are stored externally. Since I got this Mac with 2 TB of internal storage, I have plenty of space.