With previous updates 4 days was typical, but with iOS 27 there is much more indexing being done for Siri AI and Spotlight.
I have found when I go to Settings > Battery > View All Battery Usage, if I see a high amount of Home & Lock Screen usage that is a pretty good indicator of background process still being performed. Also on your daily graph shown at that page, any bars shown in light gray are the result of background activity. That graph does not show background activity specifically for the indexing though and includes all background activity that could also point to other app usage that is draining your battery.
Do you have any Meta apps? Those are usually seen on devices showing high battery usage. Testing without an app is easy by uninstalling it and compare your results. For Meta apps, you can sign into your account using a web browser in the meantime while comparing your battery usage without the app installed.
You can also post the screenshot you are seeing at Settings > Battery > View All Battery usage that shows both battery graphs along with the top 6 apps consuming your battery. If you see high usage on the bottom of the screen under Other Battery Usage include that as well. In the daily graph, it is best to select a day such as yesterday where the data listed will be for a full days data instead of just a partial day. If you are only at 5 days now after the update, it may be best to wait 2-3 more days and make sure you are charging all night, every night with the phone connected to WiFi.