One week after I first posted for help (when my phone lost 25% in one hour with no use and I was about to follow the more drastic advice posted here), I see there are hundreds more comments and lots more suggestions. Now I'm actually making it through the day, albeit not with much voice usage, and there is appropriate divergence between "Usage" and "Standby."
So FWIW, I thought I'd offer my own update in case it helps anyone:
1. I charge the phone using the Battery+ app. I've no idea what it actually does, or what the difference really is between "100% charged" and "Fully charged", but it seems to have made a difference.
2. I also leave it charging overnight. I've read different reports as to whether this is good for the long term health of the battery, but, again, it seems to help for now. I like to think of this and #1 somehow "sqeezing" a little extra charge into the battery - whatever!
3. Turning off bluetooth has helped too. My BT headset wasn't working well (or so people on the other end of the calls told me). When I'm in the car and turn BT on, battery usage seems to get a lot worse.
4. Using the turn-by-turn navigation function is a battery killer!
5. Siri is another one - and a waste of time too!
6. I followed the various suggestions about iCloud syncing, location services etc insofar as I could without losing useful functions that were the reason I got the phone in the first place.
Still waiting for Apple to take responsibility and put out an update, of course, but at least I can live with the phone as it is. Good luck everyone!