I suggest the following as a conceptual framework.
Cameras today do two things that are best thought of as distinct families of operatons. They _record data_, and they _make pictures_.
I use my camera as a data recorder. I then upload the data to my computer, and use Aperture (and other software programs) to make pictures from the data I recorded. The camera saves this data in RAW files.
As an almost universally applicable rule, computers do a better job making pictures than cameras do. (Personally, I would like to see this distinction made real: I don't want to pay for camera bodies that do any more computing than data recording and display requires. How many Sony cameras -- just to pick on the brand I use -- have ever been used to show slideshows on Bravia TVs?)
The settings that are important for data recording are (as you listed) those for _exposure_: duration (stupidly known as "shutter speed"), aperture (I suggest "hole size"), and (as I understand it) signal amplification (stupidly known as ISO). Everything else (including White Balance) are, literally, post-processing operations. ("Post-processing" is, afaik, a short form of "Post-exposure processing".) The other exposure settings are important, but not usually thought of as settings: focal length, focus distance, location and direction of camera.
The above is for RAW data recording. JPG is not a light data format, it is an image format. As such, JPG requires post-processing. For me, JPG is a quick-and-dirty, proofing format. It has its uses. I almost never use it.
Keith Barkley wrote:
Does Apple provide any advice on this?
Not that I know of. Apple prefers to flood valleys and let users figure out where to build their vacation homes and how to not crash their boats on submerged rocks. They have mastered the art of presenting appealing vacation-lands. Part of that is _not_ listing rules for use beyond the most general, and certainly not letting users know how cold it gets at night or that scorpions can nest in your slippers. Specifically, they remove any odor of engineering from every product they sell. The advice you are asking for is good, useful, and ... (broadly) engineering. Apple prefers (imho) to have its users provide that to those who seek it, so that those who don't seek it won't be discouraged from buying the vacation package 😉 .
--Kirby.