SInce you have been approved for a $2000 line of credit, if you do not have a lot of your own extra cash to add to this amount, I would opt for the baseline 27 inch screen iMac. Instead of the standard 1 TB hard drive, I would, also, opt for the optional 1 TB or, if yiur can do this, the 3 TB Fusion drive.
The fusion drive is a hyoid/combo Flash storage drive and standard regular hard drive.
You can install your system and applications on the Flash Storage part of the drive for faster response times and store the rest of your data on the standard hrd drive portion of the fusion drive.
Plan on purchasing additonal, cheaper RAM at a soon, but later date after purchase, from cheaper third party online Mac RAM sellers OWC or Crucial memory,
Install, at least, another 8 GBs of RAM for a total of 16 GBs of RAM.
RAM is user installable only in the 27 inch screen model iMacs and the 27 inch screen models can take up to 32 GBs of RAM, max.
Also, if you do intricate and precise design work, I prefer to forego Apple's Bluetooth peripheral/input devices and stick with wired USB input devices,even for the keyboard.
If you can come up with some additonal extra cash of your own, I would opt for the faster, top end iMac, again, with purchasing the optional fusion drive instead of the normal, standard hard drive.
If you do not do any medium to heavy video work forget about the i7 CPU and 4 GB VRAM GPU options in the high end iMac.
You will not really need that extra horsepower.
Also, plan during the first year of ownership of a brand new Mac to save up for and purchase then register for the addditional, 2 year extended AppleCare warranty.
It is completely worth the extra costs for a total of 3 years of warranty coverage against any mInor or major hardware component failures.
http://store.apple.com/us/buy-mac/imac