I have to respectfully disagree with the statement that "people don't understand that IOS does not include..." . Based on Apple's own advertising shown below, it does include IOS devices. The clear impression is that all is accessible and usable like any other cloud storage drive. Clearly this is not what it turned out to be and ultimately may not have been the intention by Apple but then their advertisement on their own website that explains their iCloud drive is misleading.
Because with iCloud Drive, you can safely store all your presentations, spreadsheets, PDFs, images, and other kinds of documents in iCloud. So they’re always accessible from your iPhone, iPad, iPod touch, Mac, or even PC.