I contacted Apple, am in touch with a senior techie.Of course neither the senior guy or the first rung technician knew anything about the SMTP issue.
The junior guy suggested starting in SAFE MODE so no plug ins or extensions load.
I did , made sure my Mail account preferences were correct ( My ISP does not require or recommend SSL, for instance).saved, restarted into normal and so far(( two days) ok
(Safe Mode = restart and after restart when you see the gray screen immediately hold down SHIFT Key
If it is done correctly when the Mac comes up do not be concerned if you see some rolling lines scrolling from bottom to top
When your normal splash screen comes up you will see , in red, at upper right hand corner of screen "Safe Mode"
Maybe that will help
Barbara