Paying for my own purchases in Family Sharing

My dad set up family sharing and doesn't always update his credit card information. I am an adult but because of that, I sometimes can't even download apps that are free. Apple definitely needs to change this system.

Get a Gift Card and add it to an account and the purchases will come off the gift card, not the main account holders credit card. ----- I did this but it is still asking for the Main Family Member's Account cc security code. How do I make it go/charge the itunes gift card i loaded to my own account?

I just want Apple to know that this is the worst set up ever. I thought this was great until I attempted to purchase music. I have a gift card that I can't use until my fiance calls me with the credit card information. That is outrageous! I should have the option to purchase. For some reason, my phone keeps telling me that the family information is not available at this time. I can't even leave family share to make my purchase.

This makes me reconsider Apple and my iPhone all together.

Dear Apple:

Purchases needs better controls, more transparency, better clarity with a family member is making a purchase.

1. An adult family member should be able to make their own purchases AND participate in family sharing of photos, calendar events, music etc!

Otherwise, DON'T CALL IT FAMILY SHARING...

Just because Apple is saying it is feature not a bug, doesn't mean this "feature" is correct. I did not know I am getting into a child's position ( daddy can I please buy this app, please?) when I was added to Family sharing. It has to be improved.

Google play allows me to pick either the family or my personal account credit card. It is embarrassing that I have to go to an android to accomplish what I want

That isn't true Brett.. I have $85 in my iTunes account, and when I try to make purchases it keeps going to my family sharing organizer asking for the code for credit card! It's been like that for months

So how does this work for things like iCloud. Because I thought I bought the storage with my own card, but it charged my dads card and I need that space. iTunes cards don’t work for that I bet. It doesn’t seem like the cards work at all.

I did just read on another forum that perhaps the organizer of family sharing has to be the one to redeem the gift cards

That's not right, an account's balance can't be shared - if it's redeemed onto the organiser's account it can only be used for the organiser's own purchases.

Asking for the credit card's security code can happen, it doesn't necessarily mean that the card will be charged (except for a temporary charge : About payment card authorization holds in the iTunes Store - Apple Support)

Brett L wrote:

Hi McKinleyMC,

Purchases made while in a Family Sharing are billed first to any credit on your account, such as gift cards or store credit. If neither of these is present on your account, only then will it be billed to the credit card associated with the Family Sharing account. See this article -

Family purchases and payments - Apple Support

So the way to do what you describe would be to use iTunes gift cards, prepaid cards or other credits so that you always have a balance in your account sufficient to make any purchases you wish to make.

Thanks for using Apple Support Communities.

Best,

Brett L

This is really a terrible idea. Right now family sharing is set up under my wife's credit card. I want to buy music on my own credit card yet share it with my children. I'm extremely frustrated that I can no longer do this. I am not going to buy a gift card to make iTunes purposes. Change this system.

Hi McKinleyMC,

Purchases made while in a Family Sharing are billed first to any credit on your account, such as gift cards or store credit. If neither of these is present on your account, only then will it be billed to the credit card associated with the Family Sharing account. See this article -

Family purchases and payments - Apple Support

So the way to do what you describe would be to use iTunes gift cards, prepaid cards or other credits so that you always have a balance in your account sufficient to make any purchases you wish to make.

Thanks for using Apple Support Communities.

Best,

Brett L

To solve this problem, I created a new Apple ID, (outside of the Family Sharing group), attached my credit card as payment method and gifted the items I wanted to buy to my original Apple ID. This way, you can also give something to another person in the group, without charging the credit card of the organizer.

I agree. I REALLY REALLY REALLY just HATE this. The quick, sarcastic, "just leave family sharing" answer is amazingly insulting and plain stupid. The reason why I'm in family sharing in the first place is to use the Find my iphone feature with my family. I have children and multiple devices, so I want to be able to login and see them. Family sharing is the way to do this.

It is shocking that no developers had the smarts to realize there's usually two parents in a family, and perhaps they would like to make purchases separately. AND still manage their kids. Two managers; separate purchases, doing different things with different likes and interests. This is really basic stuff; not being able to easily manage things is going to drive users away from Apple when some other company starts developing more useful options.

Hi Mary,

As stated above, when you are part of a Family Sharing group, the only payment methods that will be used before the group organizer's credit card are gift cards, prepaid cards and store credit. Your own personal credit card will not be considered.

If you wish to leave Family Sharing you can do so by following the steps in this article -

Leave Family Sharing - Apple Support

Of course once having removed yourself from Family Sharing, you would be responsible for your own purchases again and they could go on your credit card.

Thanks for using Apple Support Communities.

Best,

Brett L