Paying for my own purchases in Family Sharing

My mom set up family sharing. But I am an adult and can pay for my own purchases. How can I do that?

MacBook Pro, iOS 8.1

Posted on Oct 31, 2014 12:08 PM

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Question marked as Top-ranking reply

Posted on Nov 3, 2014 9:01 AM

Hi McKinleyMC,


Purchases made while in a Family Sharing are billed first to any credit on your account, such as gift cards or store credit. If neither of these is present on your account, only then will it be billed to the credit card associated with the Family Sharing account. See this article -


Family purchases and payments - Apple Support


So the way to do what you describe would be to use iTunes gift cards, prepaid cards or other credits so that you always have a balance in your account sufficient to make any purchases you wish to make.


Thanks for using Apple Support Communities.


Best,


Brett L

41 replies

Nov 21, 2017 5:23 AM in response to McKinleyMC

I just want Apple to know that this is the worst set up ever. I thought this was great until I attempted to purchase music. I have a gift card that I can't use until my fiance calls me with the credit card information. That is outrageous! I should have the option to purchase. For some reason, my phone keeps telling me that the family information is not available at this time. I can't even leave family share to make my purchase.


This makes me reconsider Apple and my iPhone all together.

Nov 27, 2017 12:00 PM in response to King_Penguin

Thank you. I can verify that once I asked for my mother's CVV code, and input that code, the purchase did indeed come from my credit. I suspect because I was trying to make a purchase from a new phone, that was the reason I had to verify family payment information. I don't expect to have to deal with that again.

A lot of confusion could be mitigated if some simple language was introduced in many of the family plan related messages and modal dialogues, indicating that the payment information is for verification purposes only, and my credit will be used to actually complete the purchase.

Oct 1, 2016 11:47 AM in response to kingshaneos

kingshaneos wrote:

kingshaneos wrote:


I agree. I REALLY REALLY REALLY just HATE this. The quick, sarcastic, "just leave family sharing" answer is amazingly insulting and plain stupid.

Its not insulting at all nor is it stupid (unlike your comment).

The reason why I'm in family sharing in the first place is to use the Find my iphone feature with my family. I have children and multiple devices, so I want to be able to login and see them. Family sharing is the way to do this.

Hmm? I don’t use Family sharing yet I can use Find My iPhone and see my family.

If you know their AppleID and password, you can log in with Find My iPhone.

You can also use Find My Friends.

It is shocking that no developers had the smarts to realize there's usually two parents in a family, and perhaps they would like to make purchases separately. AND still manage their kids. Two managers; separate purchases, doing different things with different likes and interests. This is really basic stuff; not being able to easily manage things is going to drive users away from Apple when some other company starts developing more useful options.

Get a Gift Card and add it to an account and the purchases will come off the gift card, not the main account holders credit card.

Feb 5, 2017 5:37 AM in response to King_Penguin

I have spoken to them. We did a test a month ago where they asked me to load a new card onto my iTunes account and see what happened after that. I did, and same thing, it asked for the CC code.. they didn't understand why either.

I did just read on another forum that perhaps the organizer of family sharing has to be the one to redeem the gift cards, and then purchases will be taken from the GC before CC. But then why would anyone buy iTunes cards anymore if they can't be used in this situation

May 23, 2017 8:02 PM in response to Brett L

This is not the way it works. I have a credit on my account but when I try to purchase a song, it tells me that my husband, who is the family organizer, must put in the code for his credit card. There is no where to tell it to take the amount needed for the purchase from the iTunes credit listed on my account. Perhaps you can give us the step by step instructions on how exactly to get iTunes to take the money off of the purchasers account credit before it attempts to take the money from the organizers credit card.

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Paying for my own purchases in Family Sharing

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