Q: Participating bank card BUT NOT supported?

There is this footnote under the chart:

Some cards might not be supported in Apple Pay. Contact your bank for more information.

Hi, please check this link to know if your bank or credit card company supports Apple Pay Apple Pay participating issuers - Apple Support

I hope this helped you.

I also have this same problem with the same card (Sears MC issued by Citibank).  When I called the representative didn't even understand what I was talking about.  They thought I was calling about a charge to my card from iTunes.  They had NO CLUE about adding cards to Apple Wallet/Pay.  Doesn't anyone train their staff anymore?

Hi

Apple Pay can be used with supported cards from participating issuers.

The Citi Sears cards is an example of a card that is not currently supported for Apple Pay, even though the issuer is a participating bank:

• "Citi professional and business credit cards and Citi Retail Services Credit cards, such as Sears, Macy's, Home Depot and Best Buy credit cards, are not supported at this time."
• From: https://www.citi.com/credit-cards/creditcards/citi.action?ID=citi-apple-pay

Apple publishes a list of participating issuers for Canada and the US here (lists for other region can also be accessed via this link):

• Apple Pay participating banks in Canada and the United States - Apple Support

Whether or not any specific card is a supported card is a matter for each issuer to decide and advise.