"Card not available" message on watch
I tried using Apple pay here in the UK for the first time today. My cards are set up on both iPhone 6 and watch. When I tried to pay using the watch it did nothing and gave a message "Card not available". The card has been correctly set up and verified.
In the end I paid with cash. Lucky to have enough with me.
I did not have the card with me. Is that required? If so it doesn't say so anywhere.
Apple Watch 42mm, iOS 8.4.1