Ok good news now...
After a lot of tinkering around, I was able to solve the problem by simply copying the relocated Users/Shared folder back to the root Users/Shared.
Here's what I did (and please : YOU DO THIS ONLY AT YOUR OWN RISK and ONLY IF YOU REALLY HAVE A RELOCATED HOME DIRECTORY!!!) :
1) in Preferences / Users & Groups : UNLOCK THE LOCK at the bottom first , then rightclick your username to enter ADVANCED OPTIONS. Verify if the home directory is set to the full path of your relocated home directory (not the simlinked /user/home path. When not, set it to the full path and reboot. After reboot, everything should work as before.
2) go to terminal and do this (!!! AT YOUR OWN RISK):
cd /
sudo rm -rf /Users (this will remove a /Users simlink if you ever created one... if you did step 1 correctly, there should be no issue doing this).
sudo mkdir /Users (this will recreate the Users folder in root)
sudo ditto -V /Volumes/HDD/Users/Shared /Users/Shared (replace /Volumes/HDD/Users with your relocated Users home path - this will copy the Shared Folder of your relocated path to the normal path in root folder that OS X normally expects it to be).
Now that's all... for me - that was the solution.