I have 1 iMac, 2 macbook pro.
Both iMac 27 & 1 of the macbook pro encounter problems mentioned above. Miraculously Macbook pro retina is fine.
I have all the 3 issues xjx listed and not limited to safari, chrome, iTunes, Adobe..
The iMac is my main work station with all my files and therefore one month out of work. I finally took the step c. Erase my hard disk, and restore from time machine to 10.11.3 that was stable. However, I have to rebuild all my email, photos, etc. During the process it crashes and goes to black and try to reboot itself numerous times.
I run Apple Hardware Test, to make sure it's not hardware problem and there was no problem with hardware. (someone mentioned he took his computer to Apple only to find that it was fine and still experience the crashes after he bring it back home). I further run First Aid again numerous time and still encounter the same problem that it can't be rebooted. I finally let it rest as it was getting really hot and run first aid again a few more times before it finally rebooted.
I manage to continue finished building Mail, photos, iMovie but all the music from iTunes has disappear. I do not know how long it will stay stable and will report later if going back to 10.11.3 will solve the problem.
However, I finally have the report of the crashes after going back to 10.11.3, that never shown on 10.11.4.
I am certain it is a OS problem as sloppy joppy has a brand new mac. What gets to me, after one month with their advisor, Apple would not admit its a OS problem and assured us that they will look into it. Instead instigating its a hardware problem. Imagine nicksotgiu brought his iMac to the store twice. It's a waste of our time & energy to arrange transportation (I live in a remote place) to the store and finding it's the same problem, causing further anger and frustration we do not need. It's simply reassuring us that the problem can't be solve till a much later timeline given, so we can get on our business in other means instead of boiling in this matter. Meanwhile go back to PC or previous OS or any other form more productive to conduct our business however unpleased we can be.