According to the Apple Store online, the iPhone versions of AppleCare+ Protection Plan:
• AppleCare Protection Plan - Apple:
http://www.apple.com/shop/browse/home/applecare
Details for each vary, and appear to be available as indicated.
Another item to check may be the iPhone support site pages.
Plus the instructions, guides, manuals, + online product help.
{Some 'independent authorized resellers' may bundle AppleCare
with a purchase, at less than full cost; such promotions are not
indicative of any official change in either product price structure.}
If you have a homeowner policy that covers water or accidental
damages, ask the underwriter if that could apply should your new
Apple product hazard a mishap in your possession. This may be
helpful if you have such additional coverage in your insurance.
Good luck in this matter! 🙂