Yes, I understand about the ATT billing. I have been reviewing my data usage at their site since this started. I can go back to whatever date and see what I was using. The data shows a one-to-one correspondence to when I am typically away from my WiFi and surfing for news, etc. It shows a dramatic increase in data, as I have been saying, since iOS10/Sierra. I looked again this morning and it's actually worse than I have been thinking (meaning the old data is smaller than I had been thinking for some reason).
I have a desktop so Genius Bar is out of the question but I have a fair amount of understanding - I may not be exactly a power user but I am not far from it either (I have occasion to mess with Terminal, having done some Unix work in the past). What I don't know is what exactly they did in this latest update and whether I can opt out of it. So far, the only clue was iCloud Drive mentioned above which helped a little but not enough.
My guess is that since Apple's SW engineering seems to be getting worse, whomever came up with this bright idea of syncing across devices had infinite data available (as did the beta testers, except for the one I mentioned above) and so had no idea that they would cause these data overages. I can only hope that Apple is listening to the feedback and will rectify this in some way - some way to opt out, at least temporarily.
The paradoxical thing is that when I am physically near my WiFi, I am on my desktop. When I am using my phone, I am outside of it's range. So the phone is typically asleep when I am in WiFi range. I think that is the secondary problem that Apple did not take into account.
ANOTHER SUBJECT SINCE YOU SEEM TO BE AN IPHONE EXPERT: I posted a question some time ago here about Photos on my iPhone. I have a handful that I cannot delete- the "trash can" symbol is not highlighted so I cannot get rid of them from my phone. I deleted them from iCloud and from my Photos on my desktop. DO YOU KNOW OF SOMEWAY TO DELETE THEM FROM MY PHONE?
I am going to get the phone hooked up to iTunes sometime in the next week and see if I can delete all of my old photos from my phone (I don't want to get rid of them from iCloud or Photos though). Maybe Apple is syncing when it is not needed. They should only have done this syncing with new data, not existing, or asked the user to sync old data and warned them about data usage.