Yes, it's all a vast conspiracy against you personally. Apple makes all of it's money by forcing you to use iCloud Photos.
Sorry, but NO. I don't use iCloud Photos, and you don't have to. Before iCloud Photos there was importing to your computer. That is still an option available to you.
So, if you would take the time to educate yourself about your options regarding your iCloud usage and photos management, you would find out that you have alternatives. And if you have alternatives, then you cannot accuse someone of slimy tactics. If you don't like how iCloud Photos work, then don't use that feature. How hard is that?
And the thousands of people you are referring to simply indicated that they had the same question. That doesn't mean that none of the various answers that have been supplied were acceptable to them. You are projecting.
GB