my apple id has been disabled and my payment method is not going though what do i do

Try resetting the account's password (and then logging out and back in everywhere) : If your Apple ID has been locked - Apple Support

If that doesn't fix it contact iTunes Support and see if they can/will re-enable it : https://www.apple.com/emea/support/itunes/contact.html

For 'payment not going though' you will have to give details about what you mean.