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When you sign up with your Apple Account, you can provide valuable feedback to other community members by upvoting helpful replies and User Tips.
Yes. Bank Of America will. They just charged me 4% of the total transferred. It shows on my statement as “CASH EQUIVALENT-TRANSACTION FEE”. I made a stupid mistake when sending money via Apple Pay a couple days ago as the first option shown was Credit Card instead of debit, plus quick fingerprint verification. I didn’t read well and thought it was the same credit/debit (as if you were purchasing in a retail store) then I got scr**ed. Apple Pay deducted 2% instantly and then the bank charged me 4% today. Don’t do it. Use debit. Tomorrow first thing in the morning I’ll go to the bank and cover this with cash or else who knows what else they’ll charge me. I just read Cash advances are charged interest per day from the Moment you take them! I think Apple Pay should add clear warnings about this and additional pop-ups before you actually confirm a credit transaction. As it is right now is a pretty ambiguous trap!
Yes. Bank Of America will. They just charged me 4% of the total transferred. It shows on my statement as “CASH EQUIVALENT-TRANSACTION FEE”. I made a stupid mistake when sending money via Apple Pay a couple days ago as the first option shown was Credit Card instead of debit, plus quick fingerprint verification. I didn’t read well and thought it was the same credit/debit (as if you were purchasing in a retail store) then I got scr**ed. Apple Pay deducted 2% instantly and then the bank charged me 4% today. Don’t do it. Use debit. Tomorrow first thing in the morning I’ll go to the bank and cover this with cash or else who knows what else they’ll charge me. I just read Cash advances are charged interest per day from the Moment you take them! I think Apple Pay should add clear warnings about this and additional pop-ups before you actually confirm a credit transaction. As it is right now is a pretty ambiguous trap!
Yes. I called Apple Support and they were clueless as to what I was talking about. There is no way they can compete with PayPal or other P2P services with getting hit twice (3% by Apple and then again by the credit card company.) Apple is coding it as a cash advance rather than a purchase as PayPal does.
Hi
I suggest that you contact your credit card issuer and ask them.
Any such charges from your card issuer aside, note that Apple Pay Cash charges a 3% credit card fee on any amount that are funded by your credit card:
Send, receive, and request money with Apple Pay - Apple Support
Will my credit card company charge me a cash advance fee if I use my credit card on Apple Pay Cash
