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Set up Apple Pay Cash and person to person payments

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Question: Could not set up apple pay cash.

Could not set up apple pay cash: Apple pay services are currently unavailable. Please try again later. I have been getting this for a while now. Reboot, toggle on/off apple pay cash card. Any fix?

iPhone 7, iOS 10

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Jan 14, 2018 4:33 PM in response to Boomboomjoe In response to Boomboomjoe

i had the same issue and this worked for me:


1. turn off icloud on iphone

2. turn off passcode from your iphone settings

3. restart your iphone

4. turn icloud back on

5. turn passcode back on

6. retry setting up apply pay cash


don't ask me why that combination worked but it did...

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Jan 4, 2018 3:51 PM in response to Boomboomjoe In response to Boomboomjoe

I see a couple of you guys were able to fix this just by reseting and restoring the device, but it did not work for me. I keep getting a message that says: "Apple Pay service is currently unavailable. Please try again later".


Any other ideas on how to fix this?

Jan 4, 2018 3:51 PM

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Question marked as Helpful

Jan 14, 2018 4:33 PM in response to Boomboomjoe In response to Boomboomjoe

i had the same issue and this worked for me:


1. turn off icloud on iphone

2. turn off passcode from your iphone settings

3. restart your iphone

4. turn icloud back on

5. turn passcode back on

6. retry setting up apply pay cash


don't ask me why that combination worked but it did...

Jan 14, 2018 4:33 PM

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Jan 16, 2018 9:31 AM in response to ChrisJ4203 In response to ChrisJ4203

Yes, I am in California. Actually back in December it was working just fine. But then after I synced my phone with iTunes it stoped, and I have not been able to set it up again. I do have a Cash Card under my apple ID and it takes money if someone sends money through iMessages. But I can't send any because it says that I need to set it up, but when I try to do it all I get is the "Apple Pay service is currently unavailable. Please try again later" message.

Jan 16, 2018 9:31 AM

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Feb 22, 2018 11:04 AM in response to Boomboomjoe In response to Boomboomjoe

Same here, I have tried everything that has been suggested in the Apple discussion forums to fix the issue. Still does not allow me to add my CC# though. Would really like to use Apple Pay with my new iPhone 8plus. I am 98% sure that the mantra "It Just Works" no longer applies to Apple iOS any longer. 😟

Feb 22, 2018 11:04 AM

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Question: Could not set up apple pay cash.