Question: Turn off Apple Pay Messages (made the mistake of upgrading)
I recently upgraded my iPhone (big mistake)- now I'm getting pestered constantly to setup Apple Pay. Similarly I've had MANY issues with Apple nagging me to set up iCloud (I refuse to use iCloud). The more Apple pesters and the more Apple makes it impossible to turn off these annoying messages the LESS LIKELY I'll ever use Apple Pay or iCloud. I'm at a point of considering ditching Apple entirely simply because there seems to be no way whatsoever to turn off these annoying (and self-serving) messages.
I'm not updating my iPad (because I don't want annoying messages appearing on that device either).
I'm just sick of this nonsense.
MacBook Pro (Retina, 15-inch, Mid 2015), OS X El Capitan (10.11.1)