Hi
Yes, there is.
Payment and any financing options for purchasing an Apple Watch (not i watch) from the Apple Online Store in the US, for example, are detailed here:
- Payment, Financing, Refunds and VAT - Shopping Help - Apple
- Apple Financing with Barclaycard Credit Card - Apple
Check the equivalent page on the Apple Online Store for your country, if different.
If shopping in an Apple Retail Store, then ask an Apple Specialist for help with applying for finance, if available.
In the US, for example, Instant Credit may be available (subject to status):