if i may ask, did you recently get a notification on your iphone that your carrier settings needed to be updated?
And separate from that, i seem to have fixed the problem for us. On each phone i went to Settings/messages/send&receive - on the top where it shows your Apple ID click on it. One of the popup choices is to sign out. Go ahead and do that. It's safe - you don't lose any messages and you can always sign back in.
You then have to delete ALL threads that are inadvertently combined and delete them. That was sad for us because those threads had been long-running ones with our kids but you have to. Hard power down your phone and then restart. Do that with all the effect phones. Then try to text again and please let me know...
jim