Ok, let's use your learned analysis for my reply. You said that it was caused by a defective component that was fried by the firmware burning process. Oh, wait, there were two defective components here since I have two iPhones. What a coincidence. Oh, wait...there are actually hundreds, if not thousands, of defective components/iPhones from all of the people who have taken the time to post and/or view in this thread...that all fried at essentially THE SAME TIME. And what was the time that happened? Why, it occurred when Apple made a firmware update that caused the issue.
Apple places strict controls over updates on these phones. All of the updates are specifically controlled by Apple via iTunes, either in the form of firmware updates, software updates, and applications. When Apple puts out an update that causes the same issue with this many phones, they are clearly liable.
It would be no different if I took my car down to the dealership for maintenance and during that work they fried the cars electronics. Do you really think their reasonable response would be, "Yes, sorry we did this, but it is your fault because you did not purchase the extended warranty?"
What do I expect? I expect Apple to stand behind their product.