Your points are well taken. I agree with them and have been educated on many of them before.
Maybe this is irrelevant to the discussion at this point, but I wanted to repeat from my earlier post that I have the free version of Avast installed with all of the real-time scanning features turned off. From what I've read, Avast may "scam" people by trying to aggressively up-sell them on unnecessary cleaning services after hooking them with the free product, but its core AV engine carries a decent reputation. If that's no longer the case, then I stand corrected. Likewise, I'd also discourage anyone from getting tangled up in a company's paid-support product to "clean up" a PC - a point you've already made in your linked post.
Going back to the technical issue of the thread, it's been my understanding that anti-virus programs tend to cause the most problems when the real-time scanning features are in use. In my case, I use the program to scan incoming files as-needed when I want to exercise a little extra caution (I may trust the sender, but I may not trust their personal computer hygiene). In fact, the program has successfully identified potentially corrupt office documents in the past. Now while my Mac may not have been at risk, I don't see the harm in using a free tool to do a little preventative detection and let the sender know they may have a problem and to reduce the odds of me passing along a bad file to someone else (who may not be a Mac user).
Now, if you are telling me that in order for Mojave to run without problems, I need to basically cut myself off from the use of any sort of security software, then I find that a harder pill to swallow. Surely there must be a middle ground here; fear and uncertainty exist on both sides of any argument and, as they say, the truth is often somewhere in the middle. I don't think anyone has ever claimed that viruses aren't a problem (and to be clear, I don't think you were making that point either). The claim is simply that they don't represent a significant threat to Mac users. However, the world doesn't just run on Macs.