Apple Card not showing in Wallet despite Invite
I received an Apple card invite email, but when I open my Wallet, Apple Card is nowhere to be found.
I have more than one Apple ID, but the invite is correctly associated with my USA Apple ID, which has my registered mailing address in the US. My iPhone was originally purchased in Japan and the current SIM card I am using is a Japanese carrier, so I am unsure if that has something to do with Apple Card not appearing. It shouldn't though because I'm a US citizen with a residence in the US. But when I open Wallet, even when using a VPN app on my iPhone set to the USA, Wallet mentions "Suica" which is exclusive to Japan. Even if I switch off Date/Time in iOS settings to be manually set to a US state, Wallet still shows Suica. So I am wondering if iPhones purchased in Japan (or anywhere outside the US) are barred from showing Apple Card in the Wallet? If not, what's the trick to get Apple Card to display in my Wallet?
More specifically, when I enter Wallet and and press the blue "Continue" button, it takes me to "Card Type" and shows me this:
PAYMENT CARDS
Credit or Prepaid Card >
TRANSIT CARDS
Suica >
Apple Card should appear there, but it doesn't.
If I quit the Wallet app and relaunch it, then tap on the black circle with "+" inside at the top right, I get the spinning spike wheel inside the icon for a second, then I get the blue "Continue" button again.
Frustrated, I decided to create a brand new Apple ID with my registered address in the USA, and I enabled 2FA on that Apple ID too (required for Apple Card), and I asked for an invite, then got the invite, but I have the same exact problem in the Wallet app -- Apple Card doesn't appear!
So even though I have a US residence, now have 2 Apple ID's tied to that US residence, have more than one US bank account, have US credit cards, etc., Apple Card is not appearing in my Wallet despite my invite.
So is it the fact this iPhone 7 of mine was originally purchased in Japan? Is it my SIM card being tied to a foreign carrier (in Japan)? Or is it that I am not physically present in the US right now when trying to find Apple Card in my Wallet? Or is it a bug?
What do I do?
iPhone 7