How long did available balance take to update

How long does Apple Credit Card take to update balance after payment from checking account. The payment posted on Tuesday and it is Friday and my Available balance is still not reflecting the payment.

iPhone XS

Posted on Sep 27, 2019 4:52 PM

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Posted on Jan 15, 2020 12:35 PM

I do not recommend anyone get this card! After being on the phone with reps for over half an hr and being transferred to multiple departments I received an answer that it takes 7-10 days to reflect a payment into your account. The payment was immediately deducted from my account but would take 7-10 days to reflect on my Apple Card balance. Worse credit card and card service I have ever experienced. The only way for a payment to immediately reflect on your available balance is to put money on your Apple Cash then pay off your Apple Card with the funds from your Apple Cash. The most ridiculous thing I have ever experienced with a credit card; I already closed the account after a month, not dealing with that!

87 replies

Feb 19, 2020 2:14 PM in response to Md3cpu

I’m about to pay off my Apple Card and go back to using CitiBank. Goldman Sachs clearly needs to figure out a better way to post transactions. I’ve paid my balance in full last Friday and it’s Wednesday and the money has been deducted from my checking account but I still don’t have an available balance. I never carry a balance month to month and I’ve never had payment issues before. I never have this problem with Citi bank or Capital One. The Apple/Goldman Partnership is trash!

Feb 19, 2020 3:33 PM in response to a916rider

That is not what happened with my account. All my partial payments until my last two credited instantly. My last two smaller payments of 300.00 and 400.00 are taking days to go through. The one I made on the 13th finally credited today on the 19th. My other is suppose to credit tomorrow. Maybe they gain interest or something by holding onto money for days before releasing it?

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How long did available balance take to update

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