How long did available balance take to update

How long does Apple Credit Card take to update balance after payment from checking account. The payment posted on Tuesday and it is Friday and my Available balance is still not reflecting the payment.

iPhone XS

Posted on Sep 27, 2019 4:52 PM

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Posted on Jan 6, 2020 11:43 AM

I had the same problem and was told by the GS rep that it would take "several days" to post. In total, it took nine days. Now, I make a payment to Apple Cash and then transfer to the credit card. That's the only way it will post immediately.

87 replies

Jan 28, 2020 6:23 AM in response to rwrice2178

I am one of the individuals who is seeing excessive delays in payments being applied to their Apple Card available balance. I find this to be incredibly disrespectful to Apple’s and Goldman Sach’s customers.


I checked today and a payment I made 14 days ago hasn’t been applied to my available balance. That is simply unacceptable.


I can imagine a scenario where someone needs their available balance for an emergency and it isn’t available due to the delays in crediting their account. And, the money behind the payment is no longer available either.


We should be able to pay from our bank and have balances adjusted in a timely manner without routing the payment through Apple Cash.


Based on the time it's taking for payments to clear I likely can’t close the account for another 14 days as I wait for the balance to reach zero.


Anyone who puts up with this is being taken advantage of by big business. No one should have their hard earned money tied up for 10-14 days while a payment is applied. Apple Card is not a necessity. Get a card from a bank that credits your card in a timely manner.

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How long did available balance take to update

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