How long does Apple Credit Card take to update balance after payment from checking account. The payment posted on Tuesday and it is Friday and my Available balance is still not reflecting the payment.
iPhone XS
I do not recommend anyone get this card! After being on the phone with reps for over half an hr and being transferred to multiple departments I received an answer that it takes 7-10 days to reflect a payment into your account. The payment was immediately deducted from my account but would take 7-10 days to reflect on my Apple Card balance. Worse credit card and card service I have ever experienced. The only way for a payment to immediately reflect on your available balance is to put money on your Apple Cash then pay off your Apple Card with the funds from your Apple Cash. The most ridiculous thing I have ever experienced with a credit card; I already closed the account after a month, not dealing with that!
Awesome, can’t wait to try it
Actually I just transferred $100 to my Apple Cash from my bank (immediate), then paid Apple Card ... that payment is still "Pending"
same here paid my $10k balance off 10 days ago, I have texted them every day, they say same BS it takes a couple of days to update
Same and 8 days ago here. Payment has been "completed" for days, but avail balance doesn't reflect.
No one has time for that... and it doesn’t make sense. Their financial processing is the worst!
Maybe. I made two payments of $2000 each. That’s $4k that I’m looking for and I made them last Friday. They told me they would post tomorrow or on Friday.
Thank-you. I am in a similar situation, but what you say is very true. We need to be a little more patient; I know I do.
The GS compliance team needs to reword the fine print on the monthly statement. “The fine print on the statement states, “When will you Credit my Payments? We credit electronic payments made by 11:59 p.m. Eastern time on the day the payment is made.”
I am one of the individuals who is seeing excessive delays in payments being applied to their Apple Card available balance. I find this to be incredibly disrespectful to Apple’s and Goldman Sach’s customers.
I checked today and a payment I made 14 days ago hasn’t been applied to my available balance. That is simply unacceptable.
I can imagine a scenario where someone needs their available balance for an emergency and it isn’t available due to the delays in crediting their account. And, the money behind the payment is no longer available either.
We should be able to pay from our bank and have balances adjusted in a timely manner without routing the payment through Apple Cash.
Based on the time it's taking for payments to clear I likely can’t close the account for another 14 days as I wait for the balance to reach zero.
Anyone who puts up with this is being taken advantage of by big business. No one should have their hard earned money tied up for 10-14 days while a payment is applied. Apple Card is not a necessity. Get a card from a bank that credits your card in a timely manner.
same here! but before I actually got this apple card I read to a lot of comments in tweeter that the available balance take up to 7 days!
I have been buying apple stuff to get 3% cash back but its unfortunate that the available money takes that long, I paid last time on 1/24, today is 1/30 and just hope that reflects tomorrow... :(
You need to contact Goldman Sachs. Go to Wallet>Apple Card>tap the three dots in circle>tap message or phone and talk to them about this.
How long did available balance take to update
