creating separate, bootable Mojave volume
My new iMac came with Catalina. It seems that I ought to be able to create a separate volume with Mojave installed and get the choice of booting with either OS when I hold down the Option key at startup. However, App store won't allow me to just download the Mojave installer without telling me my system is too new. If I could do that, I would put the installer on a bootable USB drive and use it to install in my new volume. Is the installer available somewhere other than the App store?
(I've seen suggestions about running Mojave through a virtual machine, but it seems that performance would be compromised.)
iMac 21.5", macOS 10.15