Just set up Apple Pay, but there is not a choice to use “pay with passcode” why?
Just set up Apple Pay on hubby’s phone. All finished, but there isn’t any choices on how to use it. Mine shows “pay with passcode” option.
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When you use Apple Pay in stores that accept contactless payments, Apple Pay uses Near Field Communication (NFC) technology between your device and the payment terminal. NFC is an industry-standard, contactless technology that’s designed to work only across short distances. If your iPhone is on and detects an NFC field, it will present you with your default card. To send your payment information, you must authenticate using Face ID, Touch ID, or your passcode (except in Japan if you designate a Suica card for Express Transit). With Face ID or with Apple Watch, you must double-click the side button when the device is unlocked to activate your default card for payment.