I'm also wondering as I'm running a very similar setup, I think the rumours are only based on what apple officially stated as "is supported" on the website and not any actually announced limitations.
I think they removed egpu as supported accessory only because they'll stop selling them. if it would be a real limitation they would of probably removed support from Big Sur for every Mac.
And I think the external screen limitation has to be taken absolutely into context of resolution, lower resolution on each screen probably mean more screen working, but if you run at very high resolution, only one will be supported.
But all that being said, I'm also waiting on REAL TEST confirmation on these speculations to buy myself a brand new Mac (that isn't even needed 😂