How long does the Apple Card Application Review normally take?

I applied for an Apple Card on my desktop after my iPhone crashed the application, apparently. I thought that I would get an answer quickly, but it's stuck in review. I'm waiting to use it for an online purchase, but it seems to be hung up without any recourse. What to do?

Posted on Dec 14, 2020 4:48 PM

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Posted on Dec 15, 2020 9:59 AM

Sometimes, applications will need to be reviewed by Goldman Sachs so this can take up to a month.

Call them in the meantime to find out what is the hold up.


Here's an official Apple article on how to best get approved:

How your Apple Card application is evaluated - Apple Support

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3 replies

Dec 17, 2020 9:40 AM in response to RUSD tech

Thank you, RUSD. Wow! Up to a month in this day and age? Haha, they don’t really want my business, do they. Goldman Sachs must be new at the banking and credit business.


I was instantly given an acceptance offer on my application on my iPhone, but when I pressed the Accept Offer button, the screen locked up. Then it kicked me out and started over. That’s messed up.


So I tried the application again on my desktop. It wanted me to upload images of the front and back of my driver’s license. I did that, and it’s been under review ever since.


I was expecting maybe a few minutes with a big time outfit like Goldman, not days and weeks, and even a month. It’s a credit card application, not a top level National Security clearance application.

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How long does the Apple Card Application Review normally take?

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