Apple Pay “status cleared” but no payment was transferred...

So, about three or four days ago, I was sent nearly 200$ into my Apple Cash, and then tried transferring it into my bank account, I clicked on where it said “1-3 business days” but still have yet to see my money in the account. I go to my Apple Cash, it says status cleared, and nothing but an ID. Also shows 0$ in my Apple Cash account... is it going to come? Or should I call Apple..? Not sure what to do?.