Thank you so much. My ATM Visa is automatically billed by Apple with no problem. The problem I'm having is the step of verification of ID when I'm trying to set up my Apple TV account to actually WATCH it. I'm thunderstruck that I can pay for the account, but to actually watch, I have to have a credit card just for ID verification. It's frustrating.
I'll try chat again. The person I chatted with before said that for verification, you must have a credit card. Aggravating!
If I can't get help with another chat person, I'll look into having an Apple account balance as you suggest. It's EXTREMELY frustrating - if you Google this problem, you see lots of people complaining. Does Apple care? Apparently not.
Oi!
Thank you again for your kind time and attention. I appreciate it!