Why is my new iPhone taking long to transfer and load apps?

I have done all of these things and my i-phone is yet to load my apps. For 2 days now it says "Loading" on 80% of my apps.

Standard i-phone apps like mail, weather and maps loaded, but not my personal ones.

The rate of transfer can not be predicted. Apps and file data all contribute to the speed. Just patiently wait.

I had the same issue and what I ended up doing was deleting and then redownloading all the apps that got stuck. Pain in the butt, but it worked.