elwood290 wrote:
Yes it was my VPN as well. Thanks so much for posting. I worked and worked to get on Zelle. Fianlly. It's seems crazy VPN is supposed to keep hackers out not me and my apps.
Here is a basic explanation of VPN:
VPN does not keep hackers out. The iPhone itself keeps hackers out. VPN disguises your actual location and encrypts your communications. VPN routes your communications to a distant location that could be anywhere in the world, so if you use VPN the banking app will get a false location for your phone, and it will assume that it is a hacker (possibly in another country) trying to impersonate you.
VPN also encrypts your communications, but the iPhone encrypts all communications, so VPN is redundant for that feature.
There are only two legitimate uses of VPN:
- VPN to a corporate “inside” network lets you access data and resources on your company’s network when you are out of the office.
- If you are in a country with a repressive government it allows you to access Internet resources outside of your country that might be blocked by the government.
Those are the ONLY two valid reasons to use VPN; well, except perhaps for accessing p o r n anonymously, and the TOR browser is better for that.
Using VPN actually increases privacy risks, because the VPN provider knows everything you access over their VPN. Do you trust them? If you are not paying to use VPN then you should definitely not trust them; they need to stay in business somehow, and they do so by selling your metadata. But even paid VPN can spy on you, and some do. Avast, for example, was caught spying on their users a couple of years ago (see→Avast is spyware).
Here’s additional information on VPN→Don't use VPN services. · GitHub