I have all kinds of charges on my account when the only charge I should ever have ever have is when i pay for my AppleCare plan for one phone and one watch

This is primarily a user-to-user support forum; other Apple users like you. We don't have access to information about charges to your account. See each of the steps in the following instructions. They include information on contacting Apple Support if the other steps don't help: If you see 'apple.com/bill' on your billing statement - Apple Support