Payment cancelation
I recently had to cancel a payment due to the recipients phone not working. After canceling the payment, the funds seem to be stuck in limbo with no information regarding return time estimates or any information for that matter.
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See if the information here will help, Send and receive money with Apple Pay - Apple Support If not, then you need to contact Apple Support. You are not addressing Apple here. This is a user to user support forum and Apple does not participate here.