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Payment method declined

I have only one debit card powered by RuPay, which is RBI, government & nationally bank authorised. Why apple is not accepting it? Why apple is compulsive about only VISA, MasterCard debit cards?

Why isn’t there net banking or UPI option available?


When I tried with husbands VISA card, it got declined without any reason. How to add fund to my ID??


You must accept RuPay cards, highly disappointed by this unnecessary hurdles.


iPhone 12 Pro Max, iOS 14

Posted on Jul 24, 2021 11:05 AM

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Question marked as Best reply

Posted on Jul 24, 2021 11:48 AM

A “payment declined” or “card declined" message means that the issuer of the credit or debit card you have on file in your iTunes account rejected a charge or account confirmation. It is not an Apple problem; Apple is just passing through the message from your issuer. There are a number of reasons the charge or verification might be declined:

  • Insufficient balance or account in arrears
  • Account suspended for suspected fraud (not necessarily by you)
  • Error in card number
  • Wrong expiration date
  • Wrong security (CVV) code
  • Address in your iTunes account does not match exactly the billing address for the card
  • The card was not issued in the country of the iTunes store
  • You are connected through a VPN provider that does not terminate in the country of the iTunes store you are connected to.


Here is additional information from Apple→If your payment method is declined in the App Store or iTunes Store - Apple Support

2 replies
Question marked as Best reply

Jul 24, 2021 11:48 AM in response to DrPriyanka

A “payment declined” or “card declined" message means that the issuer of the credit or debit card you have on file in your iTunes account rejected a charge or account confirmation. It is not an Apple problem; Apple is just passing through the message from your issuer. There are a number of reasons the charge or verification might be declined:

  • Insufficient balance or account in arrears
  • Account suspended for suspected fraud (not necessarily by you)
  • Error in card number
  • Wrong expiration date
  • Wrong security (CVV) code
  • Address in your iTunes account does not match exactly the billing address for the card
  • The card was not issued in the country of the iTunes store
  • You are connected through a VPN provider that does not terminate in the country of the iTunes store you are connected to.


Here is additional information from Apple→If your payment method is declined in the App Store or iTunes Store - Apple Support

Payment method declined

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